Understanding the Motability scheme | Kent, Berkshire & London | SMC Group
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Motability Scheme Explained from SMC Group in Kent, Berkshire & London

Set up in 1977, the Motability scheme gives disabled drivers the opportunity to exchange their mobility allowance for a car. Here is what you need to know about this charity-run scheme.

Who is Eligible?

Disabled people who receive one of four mobility allowances with at least 12 months left on the award may be eligible. These allowances include DLA, PIP, WPMS and AFIP, and if you receive one of these but are unable to drive, you may be able to get a car for a carer or family member.

The Car

Through the scheme, you can choose from a long list of eligible cars. As we specialise in Ford and Suzuki, we offer the relevant cars from these two marques, both of which offer a blend of practicality and style.

Once you’ve chosen the car, we will help you choose the adaptations you require to make sure the car is safe and easy for you to drive. These include stowage, driving and access adaptations.

You can drive the car for three years and up to 60,000 miles.

How to Pay for the Car

Many of the cars available through the scheme can be paid for completely in exchange for your mobility allowance. If you would like a more luxurious model or a car in a higher specification, you could opt to pay a down payment or to pay the difference through extra monthly payments.

What’s Included

You get more than just four wheels through the scheme. The insurance for up to two named drivers, roadside assistance and many servicing and maintenance costs are included so you can enjoy a hassle-free experience.

Getting Started

Come along to your nearest SMC showroom, or arrange an appointment by calling us or enquiring online to get started with the scheme. Our helpful team will explain how the scheme works and let you explore the many vehicle options. They can also help you to apply for the car and organise the delivery.

Ford SchemeSuzuki Scheme